Master Your Money Without the Stress
Budgeting doesn't have to feel overwhelming. Our twelve-week program walks you through practical techniques that actually fit into real life. You'll track spending, build emergency funds, and understand where your money goes—without needing a finance degree.
What You'll Actually Learn
Six focused modules that build on each other—starting simple, getting smarter
Understanding Cash Flow
Track income and expenses for a month. Most people have no idea where their money actually disappears to. We'll fix that.
Building Categories
Group spending into buckets that make sense. Housing, groceries, transport, fun money. Keep it simple, keep it realistic.
Setting Limits
Create spending boundaries that you can actually stick to. No deprivation, no guilt—just awareness and intentional choices.
Emergency Funds
Start small. Even 0 makes a difference when the car breaks down. We'll show you how to automate savings so you don't forget.
Debt Strategies
Tackle credit cards and loans with methods that match your situation. Snowball, avalanche, or something in between—your call.
Future Planning
Think ahead without overthinking. Set goals for big purchases, holidays, maybe retirement. Break them into monthly chunks.
Program Timeline
Our autumn intake begins September 2025. Classes meet twice weekly for three months—enough time to build habits that stick.
Weeks 1-2: Foundation Setup
Learn tracking tools and start recording everything. Boring but essential. You'll thank yourself later when patterns emerge.
Weeks 3-5: Category Development
Analyse your spending data and create personalized categories. We'll work through your actual numbers—not theoretical examples.
Weeks 6-8: Budget Building
Set realistic limits based on your income and priorities. Test them out, adjust as needed. Budgets should evolve with you.
Weeks 9-10: Safety Nets
Create automated savings systems and tackle debt strategically. Small steps that compound over time.
Weeks 11-12: Long-Term Vision
Set achievable goals and map out the next twelve months. Leave with a plan you'll actually use.
Who's Teaching
Real experience from someone who's been helping Australians manage money since 2011
Finnian Redpath
Lead Instructor
Finnian spent a decade working with everyday Australians at community financial counselling services before switching to education. He's seen every budgeting mistake imaginable—and made plenty himself early on. His teaching style skips the jargon and focuses on what actually works when you're juggling rent, groceries, and unexpected bills. Outside class, he volunteers with a Darwin financial literacy program and still geeks out over spreadsheet formulas.
Areas of Focus
- Personal budgeting
- Debt reduction
- Emergency planning
- Goal setting
Ready to Get Started?
Applications for our September 2025 intake open in May. Spaces are limited to maintain small class sizes and personalized support.
Request Program Information